How to Add Money to Your iPhone App Store Account

Honestly, figuring out how to top up your Apple ID balance can be a bit more complicated than it looks at first glance. The options are often tucked away in places you wouldn’t expect, especially since Apple sometimes moves things around or hides them behind layers of menus. I got stuck a bunch of times trying to find the right spot, so I thought sharing what finally worked might save someone else a headache.

Opening the App Store on Your iPhone

First off, you gotta open the App Store app—yeah, that blue icon you probably see on your home screen somewhere. If it’s not right out in plain sight, it could be buried in a folder or maybe even hidden in a widget. When you tap it, sometimes it loads super slow — Apple’s servers aren’t always reliable, especially during peak times — and that can be frustrating. Anyway, just get into the app, because that’s where all the magic begins.

Accessing Your Account Settings

Next step: tap your profile picture or initials in the top right corner of the screen. If you’re not logged in yet, it’ll probably prompt you to sign in — which makes sense, but it also means you can’t access the account stuff until you do. When you’re signed in, tapping that icon takes you to your account page where you can do all sorts of things. Sometimes, I’ve seen a prompt to verify your Apple ID or update your payment info if something’s expired or incorrect. Don’t ignore these, or the whole process can get blocked.

Adding Funds to Your Apple ID

Now here’s where it gets a little tricky: look for an option called “Add Money to Account” or sometimes something like “Add Funds to Apple ID.” Honestly, it can be hidden deep in the settings or under Payment & Shipping. If it’s not there right away, try scrolling or checking the Account Settings section. I’ve seen cases where it’s tucked under Payment & Shipping, and that’s where you actually get the toggle or link to top up. The UI changes a bit depending on the iOS version — on some, the button is a little ambiguous or grayed out, especially if you haven’t set a payment method before.

Choosing an Amount to Top Up

This part feels like hunting for a hidden treasure: you’ll see some preset amounts like $10, $25, or whatever the default options are. There’s also usually a Custom Amount field where you can type in exactly how much you want to add. Trouble is, entering a custom amount can be finicky — I swear, on iOS 16 and up, the keyboard sometimes acts funny, or it doesn’t register my input unless I tap twice or toggle away and then back. Once you pick or type your amount, it should highlight or show as selected. If it doesn’t, I found that restarting the app sometimes helps—otherwise, it just doesn’t stick.

Confirming the Top-Up with Purchase

After selecting your desired amount, tap Purchase or Confirm. This triggers the security verification part. You’ll likely need to authenticate with your Apple ID password, or use Face ID, Touch ID, or a passcode—whatever you’ve set up. I ran into issues here when I had too many security layers enabled in Settings > Face ID & Passcode or Settings > Touch ID & Passcode. Sometimes, the verification just doesn’t pop up right away or gets stuck. If that happens, check Settings > [Your Name] > Payment & Shipping to make sure your card info is correct and up to date; outdated data can prevent the process from going through.

Finalizing the Payment

Once verified, the funds should appear in your Apple ID balance pretty quickly. The screen might refresh, or you might see a confirmation message—sometimes it takes a few seconds for everything to update. If the balance doesn’t change, try restarting your device. Sometimes toggling options in iTunes & App Store, like turning Use Mobile Data off and on again, helps push the update through. Also, signing out and back into your Apple ID in Settings > [Your Name] can clear up weird glitches. Honestly, I spent a lot of time fighting with this, but persistence paid off.


A quick heads-up: if things aren’t working, double-check your payment method info, ensure your device has the latest iOS update, or switch your network connection — sometimes, the process stalls because of network hiccups. I’ve also found that doing a quick Settings > General > Software Update will fix many weird bugs. In the end, a simple restart or signing out and back into your Apple ID often does the trick.

Hope this helped — it took me way too long to figure this all out, and Apple’s interface for topping up can be more convoluted than it should be. Anyway, good luck, and I hope this saves someone a bunch of time!